One rate per card type. Nothing hidden.
Debit cards
Credit cards
Foreign cards
All rates include VAT
Clear costs for businesses.
Pay2Pay is built for established formal SMEs and corporate merchants — businesses that already take card payments and process R50,000 or more in card transactions each month.
If you run card payments tcurrently, comparing your current costs against a flat, VAT-inclusive rate is a straightforward exercise. We will help you do the maths.
- Established formal SMEs and corporate merchants
- Already taking card payments with an existing provider or a bank card machine
- At least R50,000 in monthly card transactions
Payments as easy as 1, 2, 3.
Switching is an assessment, not a hard sell. Here is how it works.
Review your current costs
We look at what you pay today on your current card arrangement, rate by rate.
Assess the functions you need
We work through the functions your business needs from a card machine and how you take payments today.
Discuss a suitable setup and next steps
We discuss a setup that fits your business and agree on the next steps from there.
T+1
Get paid the next business day, to any bank.
- Payouts to any bank
- T+1 — paid out one business day after the transaction day
- No weekend payouts — weekend transactions are paid out on Monday
- Call-centre support when you need help
Card machines with R0 upfront.
Every card machine comes with R0 upfront device cost, R0 delivery and R0 activation, and no recurring fixed fees.
See the current range and what each machine does on the Card Machines page. We will confirm the right device for your business when you enquire.
See card machinesCard payments across multiple sites? Let's assess it properly.
For corporate merchants, we start with a requirements discussion — not a standard pitch. Tell us how your business runs and we will assess what a suitable setup looks like.
Corporate setups are assessed per business — capabilities are confirmed during the discussion, not promised in advance.
Discuss corporate paymentsWhat we will want to understand
- Your locations and how many sites take card payments
- The devices you use today
- Your monthly card volumes
- The reporting you need
- The systems you already run
FAQs
Straight answers.
See what your card payments really cost.
Send us your monthly card volumes and we will compare them against our flat, VAT-inclusive rates.